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- Personal Accident Income protection
- Critical Illness
- Life
- Kidnap and Ransom
Personal Accident and Illness, income protection
Our policy is designed to protect your income against being unable to work through accident or illness. It will provide you with a lump sum if your career ends. Our policy will also cover up to a percentage of your weekly wages for a period of up to 2 years when injury or illness prevents you from following your occupation. In the case of a career ending incident we will allow total cover for up to10 times annual salary. In a career ending accident we are there to protect your future lifestyle.


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We are experts in covering the needs of all individuals and specialised or highly paid occupations. We have the flexibility to cover the needs of:
- Key business executives
- Professional Motor Sports Drivers
- Professional Tennis players
- Professional Golfers
- Professionals in contact and semi contact sports like rugby, football, handball and basketball
Critical Illness
An excellent compliment to personal accident insurance, critical illness ensures total protection against fortuitous & unexpected events. These would include specific diseases or diagnosis of a chronic condition. It can be purchased either in conjunction with a standard personal accident policy or as a stand-alone product.
Life
Whilst our standard personal accident package provides insurance against accidental death, we have now widened the scope of coverage available to include protection for your family or business arrangements against death by natural causes.
Kidnap and Ransom
This addition to the Europea range provides reimbursement of payments and extra expenses resulting from ransom or extortion demands.
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